X Financial

NYSE:XYF

$7.58 USD

$0.32 (4.41%)

Volume
54.74K
Average Volume
38.99K
Market Capitalization
$236.08M
P/E Ratio
1.95
Dividend Yield
0.62%
Price Target
$
Year High
$8.59
Year Low
$3.48
Payout Ratio
$0.00
Current Ratio
$0.00

Industry, Sector & symbol

Stock Exchange New York Stock Exchange
CEO Mr. Yue Tang
Industry Financial - Credit Services
Sector Financial Services
Current Symbol XYF
CUSIP 98372W202
CIK 0001725033
Web https://www.xiaoyinggroup.com
Phone 86 75 5862 82977
Currency USD
Employees 521
Country CN

Liquidity

Debt-to-Equity Ratio 0.06
Payout Ratio 0.00
Current Ratio 0.00
Quick Ratio 0.00
Cash Ratio 0.00

Sales & Book Value

Annual Sales $1.89B
Price / Sales 0.63
Cash Flow 0.00
Price / Cash Flow 0.00
Price / Book 0.38

Price Target and Rating

Average Stock Price Forecast $
High Stock Price Forecast $
Low Stock Price Forecast $
Forecast Upside/Downside %
Consensus Rating Strong Buy
Rating Score(0-5) 5
Research Coverage 0 Analysts

Profitability

EPS (Most Recent Fiscal Year) $24.48
Trailing P/E Ratio 1.95
PEG Ratio 0.83
P/E Growth 0.83
Net Income $1.19B
Net Margin 49.17%
Pretax Margin 59.14%
Return on Equity 20.97%
Return on Assets 11.56%

Financials Score

AltmanZ Score 1.02
Piotroski Score 7.00
Working Capital 2.78B
Total Assets 11.62B
Ebit 25.78M
Market Cap 236.08M
Total Liabilities 4.72B

Poll Results

About X Financial (NYSE:XYF) Stock

X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners, as well as Xiaoying revolving loan. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China. ...

X Financial (XYF) Q3 2024 Earnings Call Transcript

2024-11-27 10:25:29

X Financial (NYSE:XYF ) Q3 2024 Results Conference Call November 27, 2024 7:00 AM ET Company Participants Victoria Yu - IR Kan Li - President Frank Fuya Zheng - CFO Conference Call Participants Mason Bourne - AWH Capital Operator Hello, and welcome to the X Financial Third Quarter 2024 Earnings Conference Call. [Operator Instructions].

X Financial Reports Third Quarter 2024 Unaudited Financial Results

2024-11-26 16:50:00

SHENZHEN, China , Nov. 26, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced its unaudited financial results for the third quarter ended September 30, 2024. Third Quarter 2024 Operational Highlights Three Months EndedSeptember 30, 2023 Three Months EndedJune 30, 2024 Three Months EndedSeptember 30, 2024 QoQ YoY Total loan amount facilitated andoriginated (RMB in million) 29,462 22,749 28,338 24.6 % (3.8 %) Number of active borrowers 1,809,815 1,642,605 1,965,248 19.6 % 8.6 % The total loan amount facilitated and originated[1] in the third quarter of 2024 was RMB28,338 million, compared with RMB29,462 million in the same period of 2023.

X Financial to Hold Annual General Meeting on December 20, 2024

2024-11-22 06:50:00

SHENZHEN, China , Nov. 22, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company" or "we"), a leading online personal finance company in China, today announced it will hold its 2024 annual general meeting of shareholders at 7/F – 8/F, Block A, Aerospace Science and Technology Plaza, No. 168 Haide Third Avenue, Nanshan District, Shenzhen 518067, China on December 20, 2024, at 10:00 a.m.

X Financial to Report Third Quarter 2024 Financial Results on November 27, 2024

2024-11-19 08:27:00

SHENZHEN, China , Nov. 19, 2024 /PRNewswire/ -- X Financial (NYSE: XYF) (the "Company"), a leading online personal finance company in China, today announced that it will release its unaudited financial results for the third quarter ended September 30, 2024, before the open of U.S. markets on Wednesday, November 27, 2024. X Financial's management team will host an earnings conference call at 7:00 AM U.S. Eastern Time on Wednesday, November 27, 2024 (8:00 PM Beijing / Hong Kong Time on the same day).

X Financial (XYF) Q2 2024 Earnings Call Transcript

2024-08-22 14:05:26

X Financial (NYSE:XYF ) Q2 2024 Earnings Conference Call August 22, 2024 7:00 AM ET Company Participants Victoria Yu - IR Kan Li - President Frank Fuya Zheng - CFO Conference Call Participants Mason Bourne - AWH Capital Operator Hello, and welcome to the X Financial Second Quarter 2024 Earnings Conference Call. [Operator Instructions] Please note today's event is being recorded.

Frequently Asked Questions

What is the current X Financial (XYF) stock price?

X Financial(NYSE:XYF) stock price is $7.58 in the last trading session. During the trading session, XYF stock reached the peak price of $8.59 while $3.48 was the lowest point it dropped to. The percentage change in XYF stock occurred in the recent session was 4.41% while the dollar amount for the price change in XYF stock was $0.32.

XYF's industry and sector of operation?

The NYSE listed XYF is part of Financial - Credit Services industry that operates in the broader Financial Services sector.

Who are the executives of XYF?

Mr. Yufan Jiang | Chief Risk Officer
Mr. Ding Gao | Co-Founder
Mr. Kan Li | President & Director
Mr. Yue Tang | Founder, Chief Executive Officer & Chairman
Mr. Fuya Zheng | Chief Financial Officer

How many employees does XYF have?

Number of XYF employees currently stands at 521. XYF operates from Aerospace Science and Technology Plaza, Shenzhen, None 518067, CN.

Link for XYF official website?

Official Website of XYF is: https://www.xiaoyinggroup.com

How do I contact XYF?

XYF could be contacted at phone #86 75 5862 82977 and can also be accessed through its website. XYF operates from Aerospace Science and Technology Plaza, Shenzhen, None 518067, CN.

How many shares of XYF are traded daily?

The average number of XYF shares traded daily for last 3 months was 38.99K.

What is the market cap of XYF currently?

The market value of XYF currently stands at $236.08M with its latest stock price at $7.58